Industry 03

Lending, collateral and equipment finance

Every capture has an amount next to it.

The problem

Why the recording is the weak point

Asset-based lending runs on photos: the machine exists, the stock is there, the vehicle is where it should be. Site visits are expensive, so lenders accept images – from the borrower.

A remote photo check is only worth as much as the certainty that the photo shows the asset, now, where the borrower says it is.

Scenario

Releasing funds against collateral

Capture

The borrower photographs the financed equipment on request, in the lender's app.

Proof

The lender receives a proof of real capture at the level its policy requires. Higher amounts, higher level.

Decision

Funds are released against proof. A missing or downgraded proof triggers a visit – the exception, not the rule.

In this field

What the proof establishes

The proof shows
  • The asset was physically in front of the camera at the stated moment.
  • The capture was not staged from an old photo or a screen.
  • The proof can be filed with the loan documents and verified years later.
Who decides and pays

Banks, leasing and equipment-finance companies, credit insurers.

Typical level

Basic for periodic checks, Witnessed or Certified for disbursement.

Pilot · integrate

Bring one workflow. We bring the proof layer.

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